What is Hail Damage Repair?
Hail Damage Repair / Hail Dent Removal/ Paintless Dent Removal/ Paintless Dent Repair / Dent Removers or what's commonly referred to as PDR is the preferred method of repairing automobile hail dents in most cases. With the manufacturers use of more flexible metals and more paint resilient finishes on late model cars and trucks the results are typically 99.9 percent perfect when preformed by a highly skilled professional Paintless Dent Repair technician with years of experience.
FREQUENTLY ASKED QUESTIONS ABOUT PAINTLESS DENT AND INSURANCE
WHAT YOUR INSURANCE COMPANY DOESN'T TELL YOU:
1) They hope you take the money, put it in your pocket and never get your car repaired. Why? Because if you pocket the money and don't get your vehicle repaired you will continue to make your premium payments as you always have for coverage you are no longer covered for until the repairs are completed and should something ever happen to the areas they paid to repair, they are off the hook therefore increasing their bottom line and decreasing yours!
A restriction for "unrepaired damage" is in effect on your insurance policy; any future claims will be denied until you hail damage is repaired. Don't risk it!
2) They intentionally under value the cost of the repair sometimes by thousands of dollars, again hoping that you take the money and pocket it. Why? Because they know that if you take the money and run they just saved thousands of dollars!
WHAT SHOULD I DO?
1) Call and report the claim to the insurance company ASAP.
2) Check to see if you have rental coverage and how much they pay.
3) Make appointment to have insurance adjuster estimate damage and issue payment to you and the lien holder giving you control over the repair not the insurance company.
Don't worry about the amount of the check, it is our job to scrutinize your vehicle and recover the difference from the insurance company, again they will write it below what it will cost to repair it and no they won't pay you the difference directly because it is their way of controlling their bottom line.
4) Call Lord of the Dings and schedule appointment.
WHY SHOULD I NOT USE THE DIRECT REPAIR BODY SHOP THE INSURANCE COMPANY RECOMMENDED?
Because Lord of the Dings works for you, not the insurance company. Our goal is to do what's in your best interest! Our business comes from our customers and our outstanding reputation, not from the insurance companies.
WILL A HAIL DAMAGE CLAIM MAKE MY INSURANCE RATES INCREASE?
No. Insurance companies classify claims into two different general categories: (1) Collision, and (2) Comprehensive. Hail damage is a comprehensive claim and is considered and act of God. Acts of God will not raise your insurance rates.
WHAT IF THE DAMAGE DOESN'T APPEAR TO BE SEVERE ENOUGH TO JUSTIFY AN INSURANCE CLAIM?
You would be surprised in most cases the average amount of damage is around $2000. Many dents aren't readily visible to the untrained eye, especially when viewed outdoors in the sunlight. Our professionally trained damage appraisers will inspect your vehicle free of charge and advise you of hidden damage that could cost you later when you turn in your lease or trade in or sell you vehicle.
IF I LEAVE THE DENTS ALONE, WILL THE HEAT FROM THE SUN EVENTUALLY BRING THE DENTS BACK OUT ON THEIR OWN?
No. The dents on your vehicle must be physically massage back to their original location by using specially designed custom paintless dent repair tools and techniques.
I NEED THE FUNDS FROM MY INSURANCE CHECK FOR OTHER THINGS BESIDES REPAIRING THE HAIL DAMAGE ON MY VEHICLE. WHAT IF I DECIDE NOT TO REPAIR MY VEHICLE?
There is a restriction for "unrepaired damage" that is in effect on your insurance policy until all of hail damage repairs on you vehicle are completed. We strongly advise you against prolonging the repairs since any future insurance claims may or will be rejected by you insurance company, which can potentially cost you thousands of dollars out of your own pocket on future claims. We don't advise risking it! Give us a call we're here to help!
I HAVEN'T MADE A CLAIM WITH MY INSURANCE COMPANY YET....HOW MUCH TIME DO I HAVE TO GENERATE A CLAIM?
Claims are supposed to be made in a "timely" manner, which usually equates to 30-60 days from the time of occurrence. If you haven't already made a claim, we strongly advise you call your insurance company as soon as possible before time runs out.
DO I HAVE TO TAKE MY VEHICLE TO THE INSURANCE COMPANY'S RECOMMENDED DIRECT REPAIR FACILITY?
No. By law you can't take you car to the shop of your choice. In fact several of the largest insurance companies out there were involved in a class action lawsuit for steering policyholders towards their recommended shop. Many insurance companies recommend certain shops to their insured's because these shops will perform work at a lower cost for the insurance company in exchange for their referrals. This helps improve the profits of the insurance company but does not mean that the repairs are better nor are their warranties any better than a Lord of the Dings warranty. It's a fact that 95 percent of all Paintless Dent Repairs taken in for repair by body shops, dealerships, ect. are outsourced for repair to companies like ours, not by their own technicians, just creating another middleman to take your deductible. The choice is yours, so cut out the middleman and come directly to the source!
THE INSURANCE CHECK I RECEIVED HAS MY NAME AND THE LIEN HOLDERS NAME ON IT. CAN I CASH IT OR DEPOSIT IT WITHOUT HAVING THE LIEN HOLDER ENDORSE IT?
We strongly recommend that you not knowingly deposit or cash a check without acquiring the proper endorsements of all necessary parties, you may be committing a crime. Lord of the Dings has strong relationships with almost all lending institutions and can expedite the endorsement process for you while your vehicle is being repaired.
HOW LONG DO I HAVE TO GET MY VEHICLE REPAIRED?
Insurance checks are usually good for 180 days (6 months). However your estimate is based on current labor rates and parts prices, which will most likely increase as you wait. Waiting too long to repair you vehicle is risky since your insurance policy is restricted for "unrepaired damage" until repairs are verified by your insurance company. Please don't hesitate, call us today for a free estimate!
WHAT TYPE OF SERVICE SHOULD I EXPECT FROM REPAIRS PERFORMED AT LORD OF THE DINGS?
With Lord of the Dings, our satisfactions is guaranteed or you will not be expected to pay for the repaired panel. We'll let you know in advance if we feel like a dent is beyond the capabilities of Paintless Dent Repair techniques.
We welcome any additional questions you may have and would love the opportunity to earn your business and the business of you family and friends.
CALL NOW FOR A FREE PAINTLESS DENT REPAIR ESTIMATE!
308-258-0771